თამაზ ბაკურიძე: ნებისმიერ ადამიანს ბანკში მისვლამდე სჯერა, რომ ცხოვრებას გაიუმჯობესებს, თუმცა…
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bankebi, kerZo mevaxSeebi, onlainsesxebi, mikrosafinanso da safinanso organizaciebi, lombardebi Tu sxva msgavsi dawesebulebebi bolo wlebia mosaxleobis didi nawilisTvis ubedurebis saTavea. gansakuTrebiT mZimea is momenti, roca ojaxi iZulebuli xdeba sakuTari sacxovrebeli datovos. maSin, roca `qarTuli ocneba~ xelisuflebaSi mosvlas gegmavda, swored ipoTekiT dazaralebul mosaxleobas, mxardaWeris sanacvlod, daxmarebas dahpirda. aseTi ki mravlad gvyavda qveyanaSi. dapirebis gacemis Semdeg bevrma wyalma Caiarao, ver vityviT, Tumca, arcTu ise cota droa gasuli, rac xelisuflebaSi `qarTuli ocneba~ movida. nawilobriv, ipoTekarTa problema gadaWrilic ki aris, Tumca, adamianebi mainc kargaven sakuTar sacxovreblebs. amas emateba onlainsesxebi, safinanso organizaciebis da lombardebis maRali saprocento ganakveTi, bankze xom aRarafers vambobT. saTqmelia isic, rom ipoTekiT dazaralebulebi gansakuTrebiT aWaraSi aqtiuroben. gvaxsovs maTi organizebuli araerTi saprotesto aqcia. Semdeg, raRac periodi, gamosaxlebis procesebi SeCerda, Tumca, bolo ori Tvis ganmavlobaSi sakiTxi isev gaaqtiurda. ipoTekarebs, wlebia, uflebadamcveli Tamaz bakuriZe udgas gverdiT. kiTxvebic ki Cndeba – ratom midis maTTan Tamaz bakuriZe an vin atyobinebs, rodis romeli ojaxis gamosaxleba aqvs aRsrulebis erovnul biuros CaniSnuli?
– arc erT qveyanaSi ar xdeba is, rac saqarTveloSi, – acxadebs uflebadamcveli, – evropis (da ara marto) ganviTarebul qveynebSi bankis mTavari amocanaa, Tavisi produqcia, am SemTxvevaSi fuli, gasces imitom, rom msesxebelma ixeiros, ganaviTaros biznesi an cxovrebis pirobebi gaiumjobesos da manac naxos xeiri, anu orive mxare rCeba mogebuli – Tanxis gamcemic da amRebic. qarTuli realoba ki aseTia – mogebuli rCeba mxolod banki, es imis bralia, rom qveyanaSi ar aris samarTliani sabanko-safinanso politika, Sedegad – aTasobiT ojaxi Ria cis qveS darCa, uamravi sakuTrebis dakargvis molodinSia. warmoidgineT, ramdeni ojaxi gaubedurda… Tu saxelmwifom ar daiwyo fiqri, ra gzebiT gadaWras problema, araferi gamova. xelisufali imasac ambobs, aravisTvis damivalebia sesxis aReba an gacemao. axali xelisufleba, romelic wina xelisuflebis samarTalmemkvidrea da xelSi aiRo qveynis marTvis sadaveebi, pasuxismgebelia xalxzec. saxelmwifo konstituciiTaa valdebuli, sacxovrebeli pirobebi Seuqmnas imaT, vinc sakuTreba ukve dakarga.
– ara mxolod ipoTekarTa aqciaze an gamosaxlebis procesis dros, Tqven im adamianebis gverdiTac xarT, visac uWirs. Cndeba kiTxva: ratom yvelgan – Tamaz bakuriZe?
– aravin ifiqros, damesizmra, rom qobuleTSi beJaniZeebis an maxinjaurSi ruxaZeebis gamosaxlebas apirebdnen sacxovrebeli saxlidan. mosaxleoba Tavad mikavSirdeba. cudi isaa, rom gamosaxlebis wina dRes modian CemTan, roca ukve yvela resursi amowurulia. isRa gvrCeba, msgavsi problemebis jgufis xelmZRvanels lali zaqareiSvils davukavSirde da xalxis mobilizeba vTxovo, raTa erTad mivideT da win aRvudgeT gamosaxlebis process, ar davuSvaT erTi precedentic ki. Tu erTi ojaxis gamosaxlebas SeZleben, Semdeg sxva mevaxSeebic mosTxoven aRsrulebis erovnul biuros, maTi procesi daaCqaron. amasTan, biuros brals dasdeben, rom dazaralebulebTan garigebaSi arian da saqmes imitom aWianureben. arada, ase sulac ar aris. aRsrulebis biuros warmomadgenlebi molaparakebis procesSi erTvebian, rac misasalmebelia. es adamianebic am qveynis moqalaqeebi arian da maTac aqvT bankebis kreditebi. isini iTaviseben imas, rom SesaZloa xval an zeg Tavadve aRmoCndnen msgavs situaciaSi. maTSi aris raRac adamianuri, rasac ver vityvi saakaSvilis droindel policiuri gamosaxlebis meTodze.
2007 wels vano merabiSvilma gamosca 747-e brZaneba, romlis mixedviTac swored policiis ZaliT, umowyalod, daundoblad yridnen adamianebs quCaSi. amas rom ar akeTebs dRes aRsrulebis biuro, TvalnaTliv Cans. misasalmebelia misi damokidebuleba gamosaxlebis procesisadmi. marTalia, biurom kanonierad unda aRasrulos dakisrebuli movaleoba, magram Tu aris darCenili SeTanxmebis resursi, raRac xelCasaWidi, aRsrulebis biuros TanamSromlebi molaparakebis procesSi erTvebian. mec xSirad mesmis, saidan Cndeba bakuriZe problemebis mqone adamianebTano… samwuxaro isaa, rom ar maqvs Zlieri organizacia Sesabamisi specialistebiT, Torem gacilebiT met adamians davexmarebodi usasyidlod, Tundac iuridiuli TvalsazrisiT. dRes ki adamianebs swor rCevas vaZlev, Tu saxelmwifosTanaa problema gadasaWreli – saxelmwifosTan vSuamdgomlob, Tu kerZo pirebTan – am SemTxvevaSic vcdilob aravin dazaraldes. ufro, Suamavlis funqcia maqvs mxareebs Soris.
– batono Tamaz, isic saTqmelia, rom sesxs aZleven nebismier adamians, maT Soris pensionerebs, romelTa Semosavalic yvelasTvis cnobilia. mere ki adamianebi fsiqologiuri teroris qveS agrZeleben cxovrebas…
– diax, qveyanaSi safinanso regulaciebi ar arsebobs. aviRoT, Tundac, lombardi, sadac adamiani sesxisTvis yvelaze bolos midis. lombardi ecnoba msesxeblis mdgomareobas, isic icis, rom yvela safinanso organizaciidan uariT gamoistumres, magram mainc Tanxmdeba misces Tanxa da iciT ratom? saprocento ganakveTi katastrofulad maRali aqvs da aravin akontrolebs. lombardi, banki, kerZo mevaxSe, safinanso organizaciebi, onlainsesxebi erTi institutia da qselSi erTi fuli trialebs – es aris bankis fuli. isini erTmaneTs avseben da maT erTmaneTi sWirdebaT. zaraldeba mxolod gaWirvebuli xalxi da ara mxolod isini. nebismier adamians bankSi misvlamde sjera, rom cxovrebas gaiumjobesebs, Tumca iRupeba. rac bankSi misvlamde aqvs, imasac kargavs. versad gaveqceviT im faqts, rom safinanso politika qveyanaSi araswori gziT midis.
– gamosavali arsebobs?
– gamosavali mxolod da mxolod xalxis aqtiurobaSia. roca Tavis droze xelisufleba SevcvaleT da ndoba gamovucxadeT, saarCevno ubnebze 1000-dan 800 bankze damokidebuli adamiani mivida. arCevani `qarTuli ocnebis~ sasargeblod maT mTavari danapirebis – ufaso fuli, dabalprocentiani, grZelvadiani sesxebis gamo gaakeTes. dRevandeli xelisufleba ver ityvis, aseTi dapireba ar gagviciao. asec rom ar yofiliyo, saxelmwifo valdebulia, problema daareguliros. samwuxaroa is faqtic, rom xalxi xelisuflebas irCevs da momdevno arCevnebamde Tavis rCeuls ar akontrolebs, xSirad ar axsenebs danapirebis Sesrulebas. saqarTvelos parlamentis win araerTi aqcia gagvimarTavs, Tumca yvelaze meti adamiani aWaridan Cadioda protestis gamosaxatavad. 200 adamianis SekrebiT qveynis sakanonmdeblo organos ver aiZuleb, raRac Secvalos. visac vali aqvs, vinc gamosasaxlebelTa siaSia, yvela erTad rom mivides parlamentTan da gaaprotestos, maSin gveSveleba. is dro karga xnis win wavida, roca kolmeurneobis brigadiri xalxs exveweboda, soflis centrSi sasuqia motanili da waiReTo… nuravin daelodeba imas, rom viRac saxlSi miakiTxavs da etyvis, midiT Tqveni raionis gamgebelTan an Tundac regionis mTavrobis TavmjdomaresTan da Tqvens problemebs moagvarebeno. Cvenive arCeuli xelisufleba Cvenve unda vakontroloT da maSin ukeTes qveyanaSic vicxovrebT.
