გიორგი ჭიჭინაძე: საპენსიო რეფორმა ქვეყნის ეკონომიკური მდგრადობის წინაპირობაა
irma cecxlaZe: 27 48 93 –
msoflio pandemia lamis yvela sferos Seexo, Tumca dagrovebiTi sapensio sqema ver daaziana. es arc aris gasakviri, radgan aq CarTuli moqalaqeebis umetesoba sajaro samsaxurSia dasaqmebuli, maTTvis ki xelfasebi ar SeuwyvetiaT da arc saSemosavlos daqviTva gadavadebiaT, opoziciis mcdelobis miuxedavad.
mogexsenebaT, ukve1 welze metia, rac saqarTveloSi Sesabamisi asakobrivi kategoriis moqalaqeebi avtomaturad gawevriandnen dagrovebiT sapensio sqemaSi da 2019 wlis 1 ianvridan yovelTviurad maTi xelfasis 2% sapensio fondSi iricxeba.
pandemiis gavrcelebis gamo Seqmnili ekonomikuri viTarebis miuxedavad, „sapensio saagentoSi“ acxadeben, rom mimdinare wlis pirvel kvartalSi 2019 welTan SedarebiT, sapensio Senatanebi ar Semcirebula da wlis bolosTvis sapensio danazogis saxiT miliard larze metis akumulirebas aanonseben.
sad inaxeba mosaxleobis sapensio danazogebi, rogoria sapensio reformaze COVID-19-is gavlena da saagentos samomavlo gegmebi, amaze esaubra „aWaras“ „sapensio saagentos“ direqtoris movaleobis Semsrulebeli giorgi WiWinaZe.
– pandemiis procesSi sapensio saagento, iseve rogorc bevri sxva uwyeba, muSaobis distanciur reJimze iyo gadasuli. axla ra viTarebaa da rogor muSaobs saagento?
– sagangebo mdgomareobis dros, sapensio saagento sakmaod mokle vadaSi gadavida muSaobis distanciur reJimze. SemuSavda biznesuwyvetobis ramdenime etapiani gegma monawileTaTvis saagentos servisebis miwodebis mizniT. movaxerxeT servisebis mdgradobis SenarCuneba da maTi uwyvet reJimSi funqcionireba. informaciuli teqnologiebis departamentma droulad uzrunvelyo yvela saWiro teqnikuri daxmareba, raTa TanamSromlebs SesaZlebloba hqonodaT, uwyvet da gamarTul reJimSi, distanciurad emuSavaT. Sedegad, sapensio saagentoSi procesebi warimarTa Seferxebebis gareSe, axla ki nel-nela vubrundebiT muSaobis Cveul reJims.
– ramdeni adamiania CarTuli am droisaTvis dagrovebiT sapensio sqemaSi, ra raodenobis Tanxa aris akumulirebuli fondSi da rodis eqneba „sapensio saagentos“ Camoyalibebuli sainvesticio politikis dokumenti?
– am droisTavis dagrovebiT sapensio sqemaSi 1 019 568 adamiani da 65 115 organizacia aris CarTuli. fondSi 773 milioni lari aris akumulirebuli, aqedan 606 milioni ganTavsebulia komerciuli bankebis sadepozito sertifikatebSi(CD-ebSi), xolo danarCeni _ 167 milioni, komerciul bankebsa da erovnul bankSi sargeblian angariSebze. jamSi daricxuli sargebeli Seadgens 48 milion lars. sargeblian angariSebze Tanxebis ganTavseba niSnavs, rom isini investirebulia sargeblian angariSebSi da maT ericxebaT sargebeli, maT Soris, erovnul bankSic ganTavsebul Tanxebs.
sainvesticio politikis dokumenti aris mTavari dokumenti, romlis saSualebiTac unda ganxorcieldes investiciebi kapitalis bazris meSveobiT, finansur instrumentebSi. investirebis CarCo-dokumentze aqtiurad mimdinareobs muSaoba erovnul bankTan, romelsac momdevno Tvis dasawyisisTvis Cven detalurad warmovadgenT da gavacnobT sazogadoebas.
aseve, sapensio saagentom 2020 wlis 6 ianvars gamoacxada dagrovebiTi sapensio sqemis specializebuli depozitaris momsaxurebis sajaro eleqtronuli Sesyidvis procedura, romelic xelmisawvdomi iyo rogorc adgilobrivi, aseve, saerTaSoriso dainteresebuli organizaciebisaTvis. SerCevis process srulad uZRveba sainvesticio sabWo. SerCevaSi monawileobs „saqarTvelos banki“, „Tibisi banki“ da somxeTis centraluri depozitari. am etapze, kandidatebTan molaparakeba dasrulda da saboloo gadawyvetilebis Semdgom daiwyeba aqtiuri molaparakebebi kompaniasTan xelSekrulebis gasaformeblad. aqve aucileblad unda aRvniSno, rom
2020 wlis bolosTvis sapensio aqtivebis moculoba miliard lars gadaaWarbebs. SarSandel pirvel kvartalTan SedarebiT, 2020 wlis pirveli kvartalis kontribuciebi gazrdilia daaxloebiT 51 mln lariT.
– Tqven, rogorc sapensio saagentos xelmZRvaneli, rogor fiqrobT, ratom aris sapensio reforma Cveni qveynisTvis arsebiTad mniSvnelovani?
– dagrovebiTi sapensio sistema, umTavresi miznis garda, xels uwyobs kapitalis bazris ganviTarebas da ekonomikis zrdas. ekonomikuri modeli aCvenebs, rom sapensio reforma zrdis danazogebsa da investiciebs, rac iwvevs ekonomikuri zrdis daCqarebas. danazogebi investiciebze swrafad izrdeba, rac amcirebs ekonomikis sagareo mowyvladobis riskebs da ufro jansaR da mdgrad ekonomikur zrdas ganapirobebs. me mjera, rom dagrovebiTi sapensio reforma aris qveynis aqtivi da grZelvadiani ekonomikuri mdgradobis winapiroba. sainvesticio procesi dawyebulia da Tanxebi investirebuli, romlis saSualo vadianoba gaxlavT 5 weli, ris Sedegadac, investiciebi sainvesticio horizontis bolos TiTqmis gaormagdeba.
– rogorc CvenTvis cnobilia, muSaobT saoperacio procesebis gaumjobesebaze. ufro konkretulad rom gviTxraT, ra siaxleebs unda velodoT?
– diax, sapensio danazogebis administrirebis sistemaSi mniSvnelovani siaxleebi gvaqvs. mimdinareobs yvela saoperacio procesis avtomatizacia, aseve inergeba damatebiT Sida kontrolis meqanizmebi. mimdinare wlis ganmavlobaSi, informaciuli usafrTxoebis oficeri danergavs informaciuli usafrTxoebis sistemas saerTaSoriso standartebis mixedviT.
