როგორ დაეხმარება მთავრობა ბიზნესს ?
ირმა ცეცხლაძე: 27 48 93 –
Tveze meti gavida, rac daixvewa, arsebul situacias moergo da axali formiT amoqmedda programa `awarmoe saqarTveloSi~
es saqarTvelos mTavrobis erT-erTi warmatebuli proeqtia, romelic miznad isaxavs qveyanaSi adgilobrivi warmoebis waxalisebas. saagento aerTianebs yvela saxelmwifo programas, romelic biznesseqtorisa da qveynis ekonomikuri ganviTarebis xelSewyobiskenaa mimarTuli. koronavirusis pandemiiT gamowveuli krizisis pirobebSi, mewarmeTa daxmarebis mizniT, gadawyda programis gafarToeba.
saubaria kreditebis subsidirebaze, romelic 200-ze meti saxis saqmianobas moicavs da mikrograntebze, romlebic 300-ze meti saxis saqmianobas exeba.
programaSi monawileobisTvis dawesebuli sakredito limiti Semcirda 50 aTas laramde, maqsimaluri moculoba ki gaizarda 10 milion laramde.
adgilobrivi, arasaerTaSoriso brendebis SemTxvevaSi, kreditis maqsimaluri moculoba 4 mln lars Seadgens, saerTaSoriso brendebisa da sxvadasxva turistuli momsaxurebis SemTxvevaSi ki – 10 mln lars.
saxelmwifos monawileobis dro
24-dan 36 Tvemde gaizarda. moimata aseve saxelmwifos Tanamonawileobis procentma. magaliTad, 13%-iani valis SemTxvevaSi, 1,5%-s saxelmwifo gaistumrebs, rac kompanias gamouTavisuflebs saxsrebs biznesis warmoebisTvis.
`antikrizisuli biujeti ivnisis bolos damtkicda da Tveze metia gasuli, rac programa `awarmoe saqarTveloSi~ ganaxlebuli formiT amoqmedda. es programa kovid-19-is periodSi ufro metad moergo mcire da saSualo biznesis saWiroebebs~, – aRniSnavs ekonomikisa da mdgradi ganviTarebis ministri naTia Turnava.
dRevandeli monacemebiT, mcire da saojaxo sastumroebis sabanko procentis subsidirebiT isargebla 687-ma sastumrom. sul daxmarebisTvis saxelmwifos mimarTa 913-ma sastumrom da maT daumtkicdaT daxmareba. danarCeni subieqtebic dafinansdebian uaxloes dReebSi.
pandemiis dros sabanko kreditis subsidirebis programa farTovdeboda da bolo erT TveSi ukve 22-ma sawarmom miiRo daxmareba. rogorc amboben, programis wyalobiT, Seiqmneba 3,416 axali samuSao adgili.
cnobisaTvis: sakredito-sagarantio meqanizmi TavAisi arsiT – esaa fondi, romelic komerciuli bankebisTvis mcire da saSualo biznesis mier aRebuli kreditebis dabrunebis garants warmoadgens.
bevrisTvis siaxle gamodga isic, rom kreditis aReba da gastumreba martivdeba. antikrizisul biujetSi subsidiebisa da SeRavaTebis saxiT 559,2 milioni laria gamoyofili biznesisTvis, maT Sorisaa mcire grantebi, sakredito-sagarantio sqema, klinikebis subsidireba da sxv.
`kreditebis sagarantio sqemis moculoba 330 milion lars Seadgens da misi daxmarebiT moxerxdeba 2,1 miliardi laris moculobis sakredito portfelis uzrunvelyofa. programis farglebSi, komerciuli bankis mier gacemul yovel kreditze garantia sesxis moculobis 70%-is nacvlad iqneba 90%.
sakredito-sagarantio uzrunvelyofis sqemiT mewarme SeZlebs aranakleb 50 aTasi laris odenobis da ara umetes 5 milioni laris odenobis kreditis aRebas.
meore ganaxlebuli komponenti iyo gazrdili sakredito-sagarantio sqema, romlis meSveobiTac mcire da saSualo bizness bankebSi Tanauzrunvelyofas vTavazobT sesxebis Seuferxeblad asaRebad. mogexsenebaT, rom programa amoqmedda ori wlis win, magram maSin masze ar iyo didi moTxovna, radgan ekonomika swrafad viTardeboda~, – ambobs ministri. misive TqmiT, sakredito-sagarantio sqemiT ukve 17-ma sawarmom isargebla.
rogor aviRoT ipoTekuri sesxi subsidirebiT?
uZravi qonebis gayidvebis Semcirebis problemis gadasaWrelad xelisuflebam gadawyvita, moqalaqeebs binebis SeZenis procesi gaumartivos. sacxovrebeli pirobebis gaumjobesebisa da 2020 wlis bolomde binis SeZenis msurvelebs mTavroba subsidiebis saxiT daufinansebs ipoTekuri kreditis saprocento ganakveTs. 4%-iani subsidia 5 wlis ganmavlobaSi gavrceldeba yvela 200 aTasi laramde Tanxis sakredito SeTanxmebaze.
programa imoqmedebs kontraqtebze, romlebic wlis bolomdea dadebuli. saqarTveloSi licenzirebuli 15 bankidan programaSi monawileobs xuTi. dainte-resebul pirebs binebs axali pirobebiT, 70-mde samSeneblo kompania sTavazobs. gegmis Tanaxmad, mTavroba ipoTekis saprocento ganakveTis subsidirebisTvis 70 mln lars gamoyofs; 14 mln lars – ipoTekuri kreditebis portfelis saxelmwifo garantiebisTvis.
ipoTekuri sesxebisa da binaTmSeneblobebis programis daxmarebiT, arsebuli monacemebiT, 82-ma adamianma isargebla. es programebi Cveulebriv reJimSi grZeldeba.
